Raipur, 27 September 2017
Prime Minister Mr. Narendra Modi’s ‘Mudra’ scheme has attained significant success in Chhattisgarh State. An amount of Rs 6953 crore 80 lakh had been sanctioned to 18 lakh 74 thousand applicants since its launch more than two years ago. The amount had been distributed through the medium of banking and non-banking financial institutions without any guarantee. About Rs 6669 crore 42 lakh had been disbursed till August last. The main aim is to encourage entrepreneurship and provide employment to youth in the entire country. An amount of Rs 10 lakh is provided as loans without any bank guarantee. (Mudra-Micro Units Development and Refinance Agency’). Prime Minister Mr. Narendra Modi had launched the ambitious project on 8 April 2015.
The State-level Bankers’ Committee officers said that under the instructions of Chief minister Dr. Raman Singh a ‘Loan Camp’ will be conducted on 3 October in the capital to hasten the process of disbursement of loans under the Mudra Project. Chief Secretary Mr. Vivek Dhand presided over a meeting to have detailed deliberations on the distribution of loans.
The officials said that an amount of Rs 2156 crore 14 lakh had been distributed to six lakh 39 thousand 711 applicants in the first fiscal 2015-2016 in Chhattisgarh. An amount of Rs 3209 crore 86 lakh had been given away to eight lakh 84 thousand 941 applicants in the fiscal 2016-2017. In the first six months of the current fiscal 2017-18 about Rs 1303 crore 43 lakh had been distributed to the beneficiaries as loans. The officers said that there are three categories of loans- ‘Shishu’ category provides a provision of Rs Fifty thousand. ‘Kishore’ category persons are given loans up to Rs Five lakh. ‘Tarun’ group are given loans up to Rs ten lakh. Maximum number of loans (17 lakh 76 thousand 942 applicants) had been disbursed to persons under the category ‘Shishu’ out of 18 lakh 74 thousand applicants. About Rs 3637 crore 31 lakh had been distributed to the ‘Shishu’ category.
An amount of Rs 1507 crore 11 lakh had been disbursed under the ‘Kishore’ category to 77 thousand 550 applicants. Under the ‘Tarun’ group about Rs 1525 crore had been distributed to 19 thousand 656 applicants. The persons can obtain loans from banking, non-banking financial institutions, regional Rural Banks, Co-Operative banks, private sector banks, foreign banks, micro banks and non-financial companies.