Home Business Pradhan Mantri Shram Yogi Maan-Dhan comes into effect from today

Pradhan Mantri Shram Yogi Maan-Dhan comes into effect from today

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Pradhan Mantri Shram Yogi Maan-Dhan

New Delhi, Feb 15

Pradhan Mantri Shram Yogi Maan-Dhan scheme will be implemented from today.

Under the scheme, workers of the unorganised sector will receive a minimum assured pension of three thousand rupees per month after attaining the age of 60 years.

The workers whose monthly income is 15 thousand rupees per month or less and belong to the entry age group of 18 to 40 years are eligible for the scheme.

Around 42 crore workers are estimated to be engaged in the unorganized sector in the country. The scheme was announced in the interim Budget. During the receipt of pension, if the subscriber dies, the spouse of the beneficiary will be entitled to receive 50 per cent of the pension. It said family pension is applicable only to a spouse.

The scheme is a voluntary and contributory pension scheme on a 50:50 basis where prescribed age-specific contribution shall be made by the beneficiary and the matching contribution by the Central Government.

The subscriber will be required to have a mobile phone, savings bank account and Aadhaar number. All the branch offices of LIC, ESIC and EPFO and all Labour offices of Central and State Governments will guide the unorganised workers about the Scheme, its benefits and the procedure to be followed.

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